
Will I have to pay for my test up front?.Insurance companies are required to reimburse you at a rate of up to $12 per individual test (or the cost of the test, if less than $12). If your plan has set up a network of preferred providers at which you can obtain a test with no out-of-pocket expense, you can still obtain tests from other retailers outside that network. Be sure to keep your receipt if you need to submit a claim to your insurance company for reimbursement.
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The test will either be free directly at the point of sale, if your health plan provides for direct coverage, or by reimbursement if you are charged for your test. This applies whether you purchased your health plan on your own or whether you get health insurance through your job.

Food and Drug Administration (FDA) at no cost, either through reimbursement or free of charge through their insurance. Starting January 15, most people with a health plan can go online, or to a pharmacy or store to purchase an at-home over-the-counter COVID-19 diagnostic test authorized by the U.S.
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Details differ from insurer to insurer – please reach out to your plan for more details about how to obtain self-tests free of cost. More information is available on MassHealth's information page.Īll individuals covered by private insurance can also obtain up to 8 self-tests and may either be able to file for reimbursement from their insurer (which may require receipts or other documentation) and/or provide certain documentation (for example, prescription benefits card) at the point of sale to receive the tests for free. Reimbursement may not be available to members if they pay for tests out-of-pocket.

Members do not need to pay up front out-of-pocket, MassHealth will pay the pharmacy directly. MassHealth Members must obtain these tests at a pharmacy, including online pharmacy orders. More information is available on the Center for Medicare website.Īll Masshealth Members can also obtain up to 8 self-tests per month free of cost. Enrollees can also call 1-800-MEDICARE to find locations. Participating chains include Rite Aid, Wegmans, Price Chopper, Big Y, Hannaford, Stop and Shop, Albertsons, Walmart, Walgreens, and CVS. Those in Medicare Advantage plans may need to show their Medicare cards to receive the tests. The state, and many municipalities, have provided tests at no cost through a range of settings, including schools, shelters, Family Resource Centers, and many others.Īs of April 4 2022, Medicare enrollees can now obtain up to eight self-tests a month at certain pharmacy chains and providers, free of cost. Self-tests are available online and at most pharmacies.
